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Case study: A QCD conversion in action
Qualified Charitable Distributions can be powerful for clients 70½+, but the rules can be confusing—especially around donor-advised funds. KCF helps advisors and clients understand which fund types qualify for QCDs and how to structure gifts that reduce taxable income while honoring charitable intent. With collaborative planning, QCDs become a clear, compliant, and meaningful giving strategy.

Tina O'Brien
Jan 75 min read


What’s new in the numbers: A checklist for charitable tax rules in 2026
Key 2026 tax adjustments—COLA increases, higher standard deductions, shifted brackets, expanded QCD limits, and new non-itemizer deductions—all influence charitable planning. Kitsap Community Foundation can help you guide clients toward tax-efficient giving strategies and ensure their philanthropy remains impactful and aligned with evolving rules.

Tina O'Brien
Jan 73 min read


Charitable tax law changes for 2026: Keeping your tax advisors in the loop
A new year is a great time to review your charitable priorities—especially with 2026 tax changes that may affect giving strategies. From new itemizing thresholds to updated incentives for non-itemizers and retirees, it’s important to loop in your tax advisors early. Kitsap Community Foundation is here to coordinate with your financial team so you can meet your charitable goals with clarity and confidence.

Tina O'Brien
Jan 64 min read


Reminders to donors: There’s more to give than just cash and stock
Many donors default to writing a check, not realizing they can give more efficiently with appreciated assets. Beyond publicly traded stock, donors may contribute business interests, real estate, QCDs, life insurance, and more. Kitsap Community Foundation provides the expertise to accept and manage these complex gifts, helping your organization expand giving options and strengthen its endowment with confidence.

Tina O'Brien
Jan 62 min read


2025 action required: Last call for current tax laws
As you guide clients through year-end planning, 2025 stands out as a pivotal year for charitable strategy. With significant OBBBA tax changes arriving in 2026, now is the time to help donors maximize the value of their contributions and consider tools like donor-advised funds or QCDs. Kitsap Community Foundation is here to support you and your clients in navigating these shifting rules with confidence.

Tina O'Brien
Dec 8, 20252 min read


Unrestricted giving, QCDs, and why they matter for your philanthropy
As community needs evolve, trusted giving tools matter more than ever. For donors 70½ and older, QCDs provide a tax-efficient way to support meaningful work today and into the future. Many pair QCDs with their donor-advised funds to strengthen both annual and unrestricted impact. KCF is honored to assist.

Jo Delaney
Dec 7, 20252 min read


'Tis the season: Three tips for year-end giving
As year-end approaches, it’s essential to guide donors toward smart, timely giving—especially ahead of the 2026 charitable deduction changes. Remind supporters about the benefits of appreciated stock gifts, the value of QCDs for eligible donors, and the importance of early planning. Kitsap Community Foundation stands ready to support you and your donors every step of the way.

Tina O'Brien
Dec 5, 20252 min read


Donor-advised funds: Flexible, tax-friendly, and just the beginning
For advisors guiding clients through charitable and financial planning, a donor-advised fund at Kitsap Community Foundation offers unmatched flexibility. Beyond simplifying annual giving, it can serve as the foundation of a comprehensive charitable portfolio—integrating tax planning, legacy strategies, and local impact. Partner with our team to ensure your clients’ generosity endures for generations.

Lillian Xie
Nov 6, 20252 min read


Bread and butter strategy: QCDs for clients 70½ and older
As tax laws evolve under the One Big Beautiful Bill Act, Qualified Charitable Distributions are becoming an even more powerful tool for clients aged 70½ and up. A QCD can help manage taxable income, meet required distributions, and support community causes. Kitsap Community Foundation can work with you to structure QCD strategies that align generosity with tax efficiency and long-term impact.

Tina O'Brien
Nov 6, 20252 min read


QCDs: It’s time to get loud!
Donors aged 70½ or older can make Qualified Charitable Distributions (QCDs) directly from their IRAs to qualified charities—up to $108,000 in 2025—without raising taxable income. By understanding how QCDs work, your nonprofit can guide donors toward tax-smart giving that strengthens both their financial goals and your organization’s mission. The Kitsap Community Foundation team is here to help you navigate and promote this impactful opportunity.

Lillian Xie
Nov 4, 20252 min read


Three clients. Three solutions. One common theme in tax planning.
As year-end approaches, charitable giving remains one of the most effective tools for both generosity and tax efficiency. Kitsap Community Foundation partners with advisors to help clients like Emily, Jonathan, and Margaret turn assets—whether appreciated stock, IRA distributions, or front-loaded gifts—into meaningful impact for the community they love.

Kitsap Community Foundation
Oct 19, 20253 min read


Washington State now has the highest estate tax in the nation
As 2025 draws to a close, it’s a good time to take stock of your charitable giving strategy. Recent state and federal tax changes may have important implications for your philanthropy and estate plans. Our team at Kitsap Community Foundation is here to collaborate with you and your professional advisors to ensure your charitable giving remains thoughtful, tax-wise, and aligned with your goals for impact.

Tina O'Brien
Oct 17, 20252 min read


High-income donors: Why 2025 is big for charitable giving
As the final quarter of 2025 begins, nonprofits are entering one of the most important giving seasons in recent years. Upcoming tax law changes create a time-sensitive opportunity for donors to maximize their philanthropic impact—whether through appreciated stock, Qualified Charitable Distributions, or increased giving before 2026. Kitsap Community Foundation is here to support your efforts and partner with you in inspiring generosity across our community.

Tina O'Brien
Oct 13, 20253 min read


Too many acronyms - breaking down common tax questions after the OBBBA
The One Big Beautiful Bill Act left Qualified Charitable Distributions largely untouched, but their value for clients is greater than ever. For individuals 70½ and older, QCDs remain a straightforward way to give, lowering taxable income while supporting the causes they care about. As new deduction rules take effect in 2026, QCDs will be an important strategy to help clients align tax efficiency with meaningful charitable impact.

Tina O'Brien
Sep 11, 20252 min read


One Big Beautiful Bill Act: Three big picture pointers
With the passage of the One Big Beautiful Bill Act, charitable planning has entered a new era. Key changes include a floor and cap on itemized deductions beginning in 2026, as well as an elevated standard deduction in 2025. Advisors should encourage clients to act now on strategies such as bunching gifts, donating appreciated stock, and utilizing IRA distributions—while keeping an eye on the inevitability of future tax reforms.

Tina O'Brien
Sep 10, 20252 min read


Navigating new laws: Opportunities for 2025
It’s more important than ever to stay informed about how changes in the tax law may affect your charitable giving. The recently passed One Big Beautiful Bill Act (OBBBA) creates challenges as well as opportunities for structuring your philanthropy.

Tina O'Brien
Aug 27, 20253 min read


QCDs: Soon there may be more to love
Discover what makes Qualified Charitable Distributions (QCDs) a great tool now—and how new laws could expand their flexibility for your giving.

Lillian Xie
May 29, 20252 min read


QC … Drat! If you missed the 2024 deadline, start planning now
If you missed your 2024 QCD, now’s the time to prepare for 2025. Avoid penalties and maximize your impact.

Lillian Xie
Feb 17, 20252 min read


“If this, then that”: Scenarios to consider as tax time approaches
Help clients give smarter with tax-savvy charitable planning! Check out key scenarios in our “if this, then that” guide.

Tina O'Brien
Feb 17, 20252 min read


Doubling down: More good in your retirement years
Ready to make a bigger impact in retirement? Learn how KCF can help you give wisely, engage your family, and support your community.

Kitsap Community Foundation
Dec 17, 20242 min read
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