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Qualified Charitable Distributions can be powerful for clients 70½+, but the rules can be confusing—especially around donor-advised funds. KCF helps advisors and clients understand which fund types qualify for QCDs and how to structure gifts that reduce taxable income while honoring charitable intent. With collaborative planning, QCDs become a clear, compliant, and meaningful giving strategy.

Even with the 0.5% floor and 35% cap now in effect, donor-advised funds remain a highly relevant planning tool. KCF’s DAFs provide flexibility, local expertise, and meaningful opportunities for impact—helping clients align timing, strategy, and community priorities. For advisors, DAFs continue to support long-term, holistic planning and values-driven philanthropy.

Key 2026 tax adjustments—COLA increases, higher standard deductions, shifted brackets, expanded QCD limits, and new non-itemizer deductions—all influence charitable planning. Kitsap Community Foundation can help you guide clients toward tax-efficient giving strategies and ensure their philanthropy remains impactful and aligned with evolving rules.

As incapacity becomes more common, clearly documenting a client’s charitable intentions is essential to preserving their values and preventing future disputes. Kitsap Community Foundation supports advisors by offering guidance on bequest language, incapacity-ready giving instructions, and aligning intentions across estate documents. Our team is here to help ensure clients’ philanthropic goals remain protected, understood, and honored—even through periods of diminished capacit

Retaining client families through generational transitions is a challenge for many advisors, especially after a client passes away. Philanthropy offers a meaningful pathway to engage heirs, open conversations about values and legacy, and strengthen long-term relationships. Kitsap Community Foundation can help you support multigenerational families with tools, guidance, and facilitated discussions that deepen connection and preserve continuity for years to come.

As you guide clients through year-end planning, 2025 stands out as a pivotal year for charitable strategy. With significant OBBBA tax changes arriving in 2026, now is the time to help donors maximize the value of their contributions and consider tools like donor-advised funds or QCDs. Kitsap Community Foundation is here to support you and your clients in navigating these shifting rules with confidence.

For advisors guiding clients through charitable and financial planning, a donor-advised fund at Kitsap Community Foundation offers unmatched flexibility. Beyond simplifying annual giving, it can serve as the foundation of a comprehensive charitable portfolio—integrating tax planning, legacy strategies, and local impact. Partner with our team to ensure your clients’ generosity endures for generations.

As tax laws evolve under the One Big Beautiful Bill Act, Qualified Charitable Distributions are becoming an even more powerful tool for clients aged 70½ and up. A QCD can help manage taxable income, meet required distributions, and support community causes. Kitsap Community Foundation can work with you to structure QCD strategies that align generosity with tax efficiency and long-term impact.

Advisors can help business-owner clients make a greater impact—and reduce taxes—by donating shares of a closely held company to a donor-advised fund before a sale, called a charitable exit. Kitsap Community Foundation partners with advisors to structure these gifts, ensuring compliance, maximizing benefits, and supporting meaningful philanthropy that lasts well beyond the transaction.

As year-end approaches, charitable giving remains one of the most effective tools for both generosity and tax efficiency. Kitsap Community Foundation partners with advisors to help clients like Emily, Jonathan, and Margaret turn assets—whether appreciated stock, IRA distributions, or front-loaded gifts—into meaningful impact for the community they love.

Since the SECURE Act ended the traditional “stretch IRA,” advisors and clients alike are looking for new ways to preserve wealth and fulfill charitable intentions. Kitsap Community Foundation can help you explore options like charitable remainder trusts and donor-advised funds to create flexible, tax-smart strategies that balance family legacy with meaningful community impact.

October is full of opportunities to engage clients in meaningful giving conversations. From DAF Day to National Estate Planning Week, Kitsap Community Foundation is here to support you and your clients with local expertise, personalized strategies, and tools to build lasting impact.

The One Big Beautiful Bill Act left Qualified Charitable Distributions largely untouched, but their value for clients is greater than ever. For individuals 70½ and older, QCDs remain a straightforward way to give, lowering taxable income while supporting the causes they care about. As new deduction rules take effect in 2026, QCDs will be an important strategy to help clients align tax efficiency with meaningful charitable impact.

In 2026, new rules will limit deductions to corporate gifts above 1% of taxable income, with the 10% cap still in place. Reviewing strategies now can help businesses continue meeting philanthropic goals while adapting to these changes.

With the passage of the One Big Beautiful Bill Act, charitable planning has entered a new era. Key changes include a floor and cap on itemized deductions beginning in 2026, as well as an elevated standard deduction in 2025. Advisors should encourage clients to act now on strategies such as bunching gifts, donating appreciated stock, and utilizing IRA distributions—while keeping an eye on the inevitability of future tax reforms.

It’s never been easy to navigate the ever-shifting tax rules to help clients structure charitable gifts, and now it’s even trickier. Major changes under the One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, are creating complexity, opportunity, and, for some, urgency. Learn about how it impacts charitable deductions.

At Kitsap Community Foundation, we’re dedicated to helping your clients achieve their charitable goals. We’re honored to serve as your trusted resource for tax-efficient giving strategies, help your clients maximize their charitable impact, and support your clients as they build lasting philanthropic legacies.

If you’ve noticed a surprising uptick in recent years among your younger clients investing in artwork, it is not your imagination! A survey of 1,007 U.S. high net worth individuals (each with at least $3 million in investable assets) found that 83% of respondents aged 43 and under said they currently own or would like to own art—compared with only 34% of those older than 43. Learn more about how this impacts your own assets.

Understand key charitable giving impacts from the new tax law and what they mean for advisors and philanthropists.

Gain insights into what motivates your clients to give—and how that can inform smarter estate and financial planning.