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Qualified Charitable Distributions can be powerful for clients 70½+, but the rules can be confusing—especially around donor-advised funds. KCF helps advisors and clients understand which fund types qualify for QCDs and how to structure gifts that reduce taxable income while honoring charitable intent. With collaborative planning, QCDs become a clear, compliant, and meaningful giving strategy.

Even with the 0.5% floor and 35% cap now in effect, donor-advised funds remain a highly relevant planning tool. KCF’s DAFs provide flexibility, local expertise, and meaningful opportunities for impact—helping clients align timing, strategy, and community priorities. For advisors, DAFs continue to support long-term, holistic planning and values-driven philanthropy.

Key 2026 tax adjustments—COLA increases, higher standard deductions, shifted brackets, expanded QCD limits, and new non-itemizer deductions—all influence charitable planning. Kitsap Community Foundation can help you guide clients toward tax-efficient giving strategies and ensure their philanthropy remains impactful and aligned with evolving rules.

A new year is a great time to review your charitable priorities—especially with 2026 tax changes that may affect giving strategies. From new itemizing thresholds to updated incentives for non-itemizers and retirees, it’s important to loop in your tax advisors early. Kitsap Community Foundation is here to coordinate with your financial team so you can meet your charitable goals with clarity and confidence.

As 2026 begins, tailor strategies for both affluent and entry-level donors. Major donors need personalized engagement and demonstrated impact, especially under new tax rules. At the same time, entry-level donors may increase giving thanks to new above-the-line deductions. Layered, diversified communication helps sustain support across all donor levels. KCF is here to help you build a resilient, inclusive fundraising strategy.

As you guide clients through year-end planning, 2025 stands out as a pivotal year for charitable strategy. With significant OBBBA tax changes arriving in 2026, now is the time to help donors maximize the value of their contributions and consider tools like donor-advised funds or QCDs. Kitsap Community Foundation is here to support you and your clients in navigating these shifting rules with confidence.

As community needs evolve, trusted giving tools matter more than ever. For donors 70½ and older, QCDs provide a tax-efficient way to support meaningful work today and into the future. Many pair QCDs with their donor-advised funds to strengthen both annual and unrestricted impact. KCF is honored to assist.

With OBBBA’s new corporate giving limits taking effect in 2026, nonprofits may see shifts in how companies approach philanthropy. Focusing on purpose-driven businesses and framing support as strategic partnership can help sustain corporate engagement. The KCF team is ready to support your outreach and planning.

For advisors guiding clients through charitable and financial planning, a donor-advised fund at Kitsap Community Foundation offers unmatched flexibility. Beyond simplifying annual giving, it can serve as the foundation of a comprehensive charitable portfolio—integrating tax planning, legacy strategies, and local impact. Partner with our team to ensure your clients’ generosity endures for generations.

Warm/professional excerpt: As the year comes to a close, many donors are revisiting what qualifies as a tax-deductible gift. The Kitsap Community Foundation can help you navigate the distinctions between nonprofit and tax-exempt organizations so your giving is both effective and aligned with your goals. Whether or not your contributions qualify for a deduction, what matters most is the good they do in our community.

Across our region, families are feeling the impact of economic uncertainty and other disruptions. Kitsap Community Foundation can help you align your charitable giving to meet urgent needs and create lasting change—right here in our community.

As year-end approaches, it’s more important than ever for nonprofits to strengthen their outreach. Fewer households are giving—but those who do are giving more strategically. By sharing your impact and inviting donors into your mission, you can inspire meaningful support that sustains your work and our community for the long term.

Donors aged 70½ or older can make Qualified Charitable Distributions (QCDs) directly from their IRAs to qualified charities—up to $108,000 in 2025—without raising taxable income. By understanding how QCDs work, your nonprofit can guide donors toward tax-smart giving that strengthens both their financial goals and your organization’s mission. The Kitsap Community Foundation team is here to help you navigate and promote this impactful opportunity.

As 2025 draws to a close, it’s a good time to take stock of your charitable giving strategy. Recent state and federal tax changes may have important implications for your philanthropy and estate plans. Our team at Kitsap Community Foundation is here to collaborate with you and your professional advisors to ensure your charitable giving remains thoughtful, tax-wise, and aligned with your goals for impact.

In today’s changing economy and tax landscape, thoughtful planning is essential for effective charitable giving. Whether you’re addressing year-end strategies, considering a complex asset gift, or updating your estate plan, Kitsap Community Foundation offers flexible tools and trusted guidance to help you achieve both financial and philanthropic goals.

The One Big Beautiful Bill Act left Qualified Charitable Distributions largely untouched, but their value for clients is greater than ever. For individuals 70½ and older, QCDs remain a straightforward way to give, lowering taxable income while supporting the causes they care about. As new deduction rules take effect in 2026, QCDs will be an important strategy to help clients align tax efficiency with meaningful charitable impact.

With the passage of the One Big Beautiful Bill Act, charitable planning has entered a new era. Key changes include a floor and cap on itemized deductions beginning in 2026, as well as an elevated standard deduction in 2025. Advisors should encourage clients to act now on strategies such as bunching gifts, donating appreciated stock, and utilizing IRA distributions—while keeping an eye on the inevitability of future tax reforms.

Secure your legacy and maximize your tax benefits. Explore charitable lead trusts, IRA gifts, and more with Kitsap Community Foundation.